united states – Adventurebase100 http://adventurebase100.org/ Sat, 26 Mar 2022 05:39:48 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://adventurebase100.org/wp-content/uploads/2021/10/icon-3-120x120.png united states – Adventurebase100 http://adventurebase100.org/ 32 32 Bronco Partners Debt Consolidation Scam 2022 https://adventurebase100.org/bronco-partners-debt-consolidation-scam-2022/ Tue, 15 Mar 2022 00:02:07 +0000 https://adventurebase100.org/bronco-partners-debt-consolidation-scam-2022/ Ad Disclosure: We earn referral fees from advertisers. Learn more Is BroncoPartners a scam? We will let you be the judge. Bronco Partners entices you by sending you a direct mail with a “personalized invite code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will […]]]>

Ad Disclosure: We earn referral fees from advertisers. Learn more

Is BroncoPartners a scam? We will let you be the judge.

Bronco Partners entices you by sending you a direct mail with a “personalized invite code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will be directed to BroncoFunding.com or myBroncoPartners.com. More than likely, you will not qualify for one of their debt relief loans and they will try to switch you to a more expensive debt settlement product.

  • have you been “pre-approved” for a $70,000 loan?
  • Have you been told that your interest rate will drop from 19.90% to 3.15%?
  • Were you promised that your monthly payment would go from $1,320 to $323.40?
  • Have you been sold a monthly savings of $996.60?
  • Did you receive a letter in your mailbox from the Loan Acceptance Department?
  • Did your letter look like this?
Bronco Partners Debt Consolidation Scam 2022 1

It’s not new. Many unscrupulous debt marketing companies have used this as a business model for years. They lure you in with the low interest rate, shackle you for a week, then let you know you don’t qualify for a loan. They then offer you very expensive debt settlement options.

Bronco Partners BBB
Editorial credit: Kate Kultsevych

Is Broncos The partners Legit or a scam?

Crixeo.com rewarded Broncos The partners a 1-star rating (data collected and updated as of February 19, 2021). We hope the information below will help you make an informed decision on whether to do business with Knights Funding. We hope the information below will help you make an informed decision on whether to do business with Knights Funding.

  • Broncos The partners operates two websites, BroncosThe partners.com & myBroncos The partners.com.
  • Broncos The partners is part of a collection of almost 50 websites that we discovered. All are affiliated and listed below.
  • Our belief is that Broncos The partners operates so many different websites in order to escape the huge amount of complaints and negative articles on the internet.
  • We advise caution when working with Broncos The partners. Affiliate websites have several negative reviews and scam complaints.
  • Broncos The partners operates under the sovereign protection of the Mandan, Hidatsa and Arikara Nation (a/k/ MHA Nation), a Native American tribe.

Broncos The partners may be affiliated with the following websites:

  • Hawkeye Associates
  • Brice Capital
  • Capital of the Bruins
  • Loan Dale
  • Yellowhammer Associates
  • Big Apple Associates
  • Cornhusker Advisors
  • badger advisors
  • Rockville Advisors
  • Snowbird Partners
  • Gulf Street Advisors
  • Partners earlier
  • Old Dominion Associates
  • Harrison Funding
  • Johnson Funding
  • Taft Financial
  • Georgetown Funding
  • Memphis Associates
  • Tate Advisors
  • Patriot Funding
  • Malloy loan
  • Plymouth Associates
  • Silvertail Associates
  • Safe Path Advisors
  • Coral Funding
  • neon funding
  • Cobalt Advisors
  • Saxton Associates
  • Hornet Partners
  • Colony Associates
  • First State Associates
  • Polk Partners
  • Ladder Advisors
  • Corey Advisors
  • Pennon Partners
  • Jayhawk Advisors
  • Clay Advisors
  • Great Lakes Associates
  • Pin Advisors
  • Alamo Associates
  • punch partners
  • Partners of the Montagne Blanche
  • Steele Advisors
  • Grand Canyon Advisors
  • Loan of gliders
  • lucky marketing
  • Golden State Partners
  • Pin Advisors
  • Derby Advisors
  • Graylock Advisors
  • Tuck Associates
  • punch partners
  • Bowling Associates
  • Ballast Associates
  • Tweed Loan
  • loan contest
  • Graphite Financing
  • August Funding
  • Broadstar Financial
  • Salvation Funding
  • Stallion loan
  • Pebblestone Financial
  • Sussex funding
  • Lafayette financing
  • Funding for guardian angels
  • Bridgeline financing

Broncos The partners Reviews and ratings

Broncos The partners and its affiliate websites are not accredited by the BBB and have been the subject of numerous complaints and negative press under various names.

MEC Distribution LLC

At one point, Broncos The partners and its affiliate website operating as MEC Distribution, LLC. The Better Business Bureau issued its first alert on this company in February 2018:

In February 2018, BBB staff visited Fargo ND addresses provided by MEC Distribution and found that all locations were vacant and building management explained that although rent was paid by MEC Distribution, the spaces in office were not used. MEC Distribution LLC has provided BBB with a mailing address for complaint handling in Bloomfield Township Michigan. BBB’s mail to this address was returned as “undeliverable as addressed – undeliverable”. Currently, BBB does not have a physical location for this business.

BBB has confirmed with the North Dakota Department of Financial Institutions that Lafayette Funding is not licensed in North Dakota as a debt settlement company. Additionally, BBB contacted building management at the Lafayette Funding Claims address in Bismarck, North Dakota, and learned that Lafayette is not located at that address. BBB advises extreme caution when dealing with this entity.

In February 2018, BBB staff visited the Fargo ND addresses provided by MEC Distribution and found that all locations were vacant and building management explained that although rent was paid by MEC Distribution, the spaces of office were not used. MEC Distribution LLC has provided BBB with a mailing address for complaint handling in Bloomfield Township Michigan. BBB’s mail to this address was returned as “undeliverable as addressed – undeliverable”. Currently, BBB does not have a physical location for this business.

HaFinancing of the Knights BBB Reviews

You won’t find a BBB file on Financing of the Knights because the complaints haven’t started coming in yet. However, we have reviewed some complaints from its affiliate websites:

Cathy M. – 1 star review

They changed their name to Salvation Funding. After seeing this note, I understand why. I don’t know how they got my information, but they need to be stopped.

Terry W. – 1 star review

Beware of bait and switch shippers. The terms are “extremely different” from those advertised! It’s a waste of time.

My goal is to help others realize that it’s a waste of time! Pebblestone Financial’s advertisement is definitely misleading in my opinion. After my conversation with Fred, his response was, “we can certainly help you…I’ll call you tomorrow morning with the details…have a pen and paper ready to write down the numbers.” The sender includes in fine print… This review is not guaranteed if you do not meet the selected criteria.

It also further states: “This review is based on information in your credit file indicating that you meet certain criteria.” In my case, I’m not behind on payments, and neither will I be. I am current on all outstanding debts and my credit history demonstrates it. When Fred called the next morning… his terms were totally ridiculous and, in my opinion, “predatory loans”. When I asked Fred…are those the terms of Pebblestone’s offer, he said yes. I replied, I’m not interested in those terms and he hung up the phone immediately with no further conversation.

The reason I responded to Pebblestone Financial’s offer was to consolidate and simplify with one payment and take advantage of the low pre-approved average rate of 3.67%. While I currently pay between 10.9% and 12.9% to credit card companies…this offer was attractive. The sender stated in BIG BOLD PRINT: You have been pre-approved for a debt consolidation loan with a rate as low as 3.67%. The pre-approved loan amount was actually $11,500 more than my total debt consolidation.

In summary… it’s definitely a “Bait and Switch” scheme in my opinion. I checked BBB feedback before responding to this offer and have not seen any negative feedback. Now I see other very similar answers with the same “Bait and Switch” experience. Hope this helps others avoid wasting time finding out about these unethical practices of Pebblestone Financial.

The Rent-A-Tribe Program

In recent years, hiding behind the protection of a Native American tribe has been made popular by internet payday lenders. In July 2018 Charles Hallinan, “the payday loan godfather”, was sentenced to 14 years in prison for providing payday loans through the Mowachaht/Muchalaht First Nation in British Columbia. In January 2018, Scott Tucker was sentenced to more than 16 years in prison for running an illegal $3.5 billion payday loan business while operating under “sovereign immunity” from the Modoc tribe of the United States. Oklahoma and the Santee Sioux Tribe of Nebraska.

Why do we focus on Broncos The partnersThe negative reviews?

We urge you to do your own research and due diligence on Broncos The partnersespecially when it comes to your Personal finance. We urge you to be careful what you find on the Internet. Compare the good and the bad and make an informed decision. In our experience, where there is smoke…there is fire. But you make the call.

Knights Funding Review

Bronco Partner Review – Caution Notice

Bronco Partners attracts you by sending you a direct mail with a “personalized reservation code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will be directed to KnightsFunding.com or myKnightsFunding.com. More than likely, you will not qualify for one of their debt relief loans and they will try to switch you to a more expensive debt settlement product.

]]>
New York City Council Panel to Hold Hearing on Alleged Abuse at Orange County JailDocumented https://adventurebase100.org/new-york-city-council-panel-to-hold-hearing-on-alleged-abuse-at-orange-county-jaildocumented/ Fri, 25 Feb 2022 11:51:44 +0000 https://adventurebase100.org/new-york-city-council-panel-to-hold-hearing-on-alleged-abuse-at-orange-county-jaildocumented/ This summary was featured in Documented’s Early Arrival newsletter. You can subscribe to receive it in your inbox three times a week here. The New York City Council’s Immigration Committee will hold a virtual hearing on Monday, February 28, at 10 a.m., regarding a complaint of abuse and unsafe conditions at the Orange County Jail […]]]>

This summary was featured in Documented’s Early Arrival newsletter. You can subscribe to receive it in your inbox three times a week here.

The New York City Council’s Immigration Committee will hold a virtual hearing on Monday, February 28, at 10 a.m., regarding a complaint of abuse and unsafe conditions at the Orange County Jail in Goshen, New York, that groups of defense have filed with the DHS Office for Civil Rights and Civil Liberties. There will be testimony from state officials, including State Senator Julia Salazar, as well as immigrants detained at the facility. Committee chairwoman, city council member Shahana Hanif, also called for prison officials to testify so they could be questioned under oath about disturbing reports of abuse and outbreaks of COVID-19 in the prison. establishment.

Documented recently reported on the complaint from immigration advocacy groups, which included first-hand testimony from ten detained immigrants. Since then, two officers from the correctional facility have been moved out of a detention unit. Details of the transfers were included in a Feb. 23 letter from U.S. Attorney for the Southern District of New York, Damian Williams.

In other local immigration news…

ICE drops asylum seekers at rural gas station

📍Original documented
Thousands of migrants have been sent to Immigration and Customs Enforcement jails located far from their final destination in the United States. When released at the discretion of ICE, migrants often find themselves without sufficient resources to fend for themselves and cannot always communicate with local groups that can provide assistance. The situation can become perilous, especially in the middle of winter.

Documented’s Giulia McDonnell Nieto del Rio dove deep into the case of Cristian Enmanuel Sánchez Martínez, 29, an immigrant from Nicaragua, and others who were left behind in a gas station in Batavia, New York on a cold 34 degree morning. Some immigrants hadn’t eaten since the day before, and most had no working phones, had limited amounts of money, and understood little or no English.

After ICE dropped him off, Sánchez Martínez had to travel across the country to his final destination, spending entire days and nights on various buses. He drove buses through six states, starting in New York and eventually arriving in Florida. Read an update on his case on Documented

TVPRA: How US Law Protects Child Victims of Human Trafficking

The latest addition to Documented’s glossary — a resource guide filled with information about the U.S. immigration system — is a detailed examination of the Trafficking Victims Protection Reauthorization Act of 2008. It dives into the TVPRA and how the law protects child victims of human trafficking. TVPRA includes provisions that govern the rights of unaccompanied foreign children entering the United States. It outlines the main legal procedures regarding how the government deals with unaccompanied children from contiguous and non-contiguous countries. Learn more about legal protection on Documented

How Operation Streamline Changed Illegal Border Crossing

New to Documented’s glossary is also an explanation of Operation Streamline, which dramatically changed how the US government prosecutes illegal crossings in certain areas of the southern border. The initiative’s goal was to deter the number of undocumented immigrants crossing the border, and it was introduced during the administration of President George W. Bush in 2005. Prior to the operation, the government continued the crossing illegal as a civil offense and practiced a catch-up. approach, in which immigrants were released from the custody of the Department of Homeland Security pending their immigration court proceedings. Operation Streamline made the first illegal crossing a criminal offence, even for those without a criminal history. Read on Documented

]]>
Montgomery County Council: Animal Care Committee | WDVM25 and DCW50 https://adventurebase100.org/montgomery-county-council-animal-care-committee-wdvm25-and-dcw50/ Tue, 22 Feb 2022 08:00:00 +0000 https://adventurebase100.org/montgomery-county-council-animal-care-committee-wdvm25-and-dcw50/ MONTGOMERY COUNTY, Md. (WDVM) – Montgomery County Council has created a new committee that will benefit furry friends in the county. Bill 37-21, Animal Control – Animal Services Advisory Committee, will take effect this summer and will work to protect animal welfare. The animal park closes after the seizure of more than 120 animals The […]]]>

MONTGOMERY COUNTY, Md. (WDVM) – Montgomery County Council has created a new committee that will benefit furry friends in the county.

Bill 37-21, Animal Control – Animal Services Advisory Committee, will take effect this summer and will work to protect animal welfare.

The advisory committee’s responsibilities include highlighting animal rescue, animal population control, and reporting animal abuse.

Everyone is invited to apply. The board says the positions should be open by next month.

“A caring community shows compassion for all of our animal friends, especially those who are lost or in pain,” said council chairman Albornoz, who also chairs the health and social services committee. “The mission of our Animal Services and Adoption Center is not only to provide care for lost and stray animals, but also to find loving homes for them. As Mahatma Gandhi once said, “The greatness of a nation and its moral progress can be judged by the way its animals are treated”. This new advisory committee will help ensure that our animals are treated with humanity and compassion.

According to the American Veterinary Medical Association, more and more households in the United States are starting to own more pets, which is why this advisory committee will play an important role in Montgomery County to ensure that households provide a healthy environment for animals.

According to a council press release:

The Animal Services Advisory Committee will have 11 voting members, who will represent various stakeholders, and three ex-officio non-voting members from the Animal Services Board. All members will be nominated by the Executive and confirmed by the Council.

]]>
Meet Dr. Nancy Young, Tracy’s First African-American Mayor https://adventurebase100.org/meet-dr-nancy-young-tracys-first-african-american-mayor/ Tue, 22 Feb 2022 00:31:00 +0000 https://adventurebase100.org/meet-dr-nancy-young-tracys-first-african-american-mayor/ It’s still hard for Dr. Nancy Young to believe she’s mayor of Tracy, even two years after her election. have come such a long way now. So at the moment, for me, it’s still surreal,” she said. the first African American to be elected mayor. “It’s always an admiration I feel every time I walk […]]]>

It’s still hard for Dr. Nancy Young to believe she’s mayor of Tracy, even two years after her election. have come such a long way now. So at the moment, for me, it’s still surreal,” she said. the first African American to be elected mayor. “It’s always an admiration I feel every time I walk into City Hall,” she said. The second born child of five, she spent her early years in Compton at the height of the Bloods-Crips Gang War. The violence that surrounded her, in her neighborhood and at school shaped who she is today. make them feel like I’m not a threat to you and I don’t want to feel like you’re a threat to me. I went to school, I was in class with Crips and Bloods. Many who didn’t even make it, who didn’t live to graduate from high school,” Young said. Then, when she was 13, after a tragic drive-by shooting in their street a few days before school started, the family moved in. system, when I came to San Fernando, I was the only black child in my classes,” she said. for politics started. She was a student council member in middle school and student body president in high school. Young even aspired to be the highest office in the land. I was going to be president of the United States. It’s not my goal now, I don’t want to be President of the United States. I’ve been to DC too many times to see all layers of the bureaucracy,” she said. Young is a cabinet minister, wife, mother, and grandmother. She is the author of seven published books. Despite her three degrees and her extensive involvement in the community, she will not forget p soon had some interactions as she worked to gain support for her campaign. “Some people would stop me and say, ‘Are you running for real? Do you think you can make it as a black woman? We already have a black man on the board. One and that’s it.’ “But that hasn’t stopped her. Since her election, the city council has diversified. Young looks forward to what the future holds. “Being in this role for me has really enhanced my ability, I really feel, to do really good things for our city,” she said.

It’s still hard for Dr. Nancy Young to believe she’s mayor of Tracy, even two years after her election.

“We’re still first as people of color, we’re still first as women. It seems like we would have come such a long way now. So right now, to me, it’s still surreal,” she said.

Young is the city’s first directly elected female mayor, only the second African-American member of the city council in city history, and the first African-American to be elected mayor.

“It’s always an admiration I feel every time I walk into City Hall,” she said.

The second born child of five, she spent her early years in Compton at the height of the Bloods-Crips gang war.

The violence that surrounded her, in her neighborhood and at school shaped who she is today.

“It was just certain ways we behaved. I learned to look people in the eye. I learned to talk to people right away to make them feel like I’m not a threat to you and I don’t want to feel like you’re a threat to me I went to school, I was in class with the Crips and the Bloods A lot of those who didn’t even pass, who didn’t didn’t live to graduate from high school,” Young said.

Then, when she was 13, after a tragic drive-by shooting down their street days before school started, the family moved out.

“When we moved to San Fernando, what’s interesting is that I came from a 99% black population, a real caste system. When I arrived in San Fernando, I was the only child black in my classes,” she said.

This is where his love for politics began.

She was on the student council in middle school and was student body president in high school.

Young even aspired to occupy the highest office in the country.

“I was going to quit and be an anchor and then I was going to be President of the United States. That’s not my goal now, I don’t want to be President of the United States. I’ve been to DC too many times to see all layers of bureaucracy,” she said.

Young is a minister, wife, mother and grandmother. She is the author of seven published books.

Despite her three degrees and extensive involvement in the community, she won’t soon forget some of the interactions as she worked to garner support for her campaign.

“Some people would stop me and say, ‘Are you running for real? Do you think you can make it as a black woman? We already have a black man on the board. One and that’s it.’ “

But that didn’t stop her.

Since its election, the municipal council has diversified.

Young looks forward to what the future holds.

“Being in this role for me has really enhanced my ability, I really feel, to do really good things for our city,” she said.

]]>
Knights Funding Debt Consolidation Scam 2022 https://adventurebase100.org/knights-funding-debt-consolidation-scam-2022/ Sat, 19 Feb 2022 22:48:00 +0000 https://adventurebase100.org/knights-funding-debt-consolidation-scam-2022/ Editorial credit: Cinemato Ad Disclosure: We earn referral fees from advertisers. Learn more Is Knights Funding a scam? We will let you be the judge. Knights Funding entices you by sending you a direct mail with a “personalized reservation code” and a low interest rate of 3% to 4% to consolidate your high interest credit […]]]>
Editorial credit: Cinemato

Ad Disclosure: We earn referral fees from advertisers. Learn more

Is Knights Funding a scam? We will let you be the judge.

Knights Funding entices you by sending you a direct mail with a “personalized reservation code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will be directed to KnightsFunding.com or myKnightsFunding.com. More than likely, you will not qualify for one of their debt relief loans and they will try to switch you to a more expensive debt settlement product.

It’s not new. Many unscrupulous debt marketing companies have used this as a business model for years. They lure you in with the low interest rate, shackle you for a week, then let you know you don’t qualify for a loan. They then offer you very expensive debt settlement options.

Knights Funding Debt Consolidation Scam 2022 2

Is Knights Funding legit or a scam?

Crixeo.com rewarded Financing of the Knights a 1-star rating (data collected and updated as of February 19, 2021). We hope the information below will help you make an informed decision on whether to do business with Knights Funding. We hope the information below will help you make an informed decision on whether to do business with Knights Funding.

  • Financing of the Knights operates two websites, KnightsFunding.com & Funding myKnights.com.
  • Financing of the Knights is part of a collection of almost 50 websites that we discovered. All are affiliated and listed below.
  • Our belief is that Financing of the Knights operates so many different websites in order to escape the huge amount of complaints and negative articles on the internet.
  • We advise caution when working with Financing of the Knights. Affiliate websites have several negative reviews and scam complaints.
  • Financing of the Knights operates under the sovereign protection of the Mandan, Hidatsa and Arikara Nation (a/k/ MHA Nation), a Native American tribe.

Financing of the Knights may be affiliated with the following websites:

Financing of the Knights Reviews and ratings

Financing of the Knights and its affiliate websites are not accredited by the BBB and have been the subject of numerous complaints and negative press under various names.

MEC Distribution LLC

At one point, Financing of the Knights and its affiliate website operating as MEC Distribution, LLC. The Better Business Bureau issued its first alert on this company in February 2018:

In February 2018, BBB staff visited Fargo ND addresses provided by MEC Distribution and found that all locations were vacant and building management explained that although rent was paid by MEC Distribution, the spaces in office were not used. MEC Distribution LLC has provided BBB with a mailing address for complaint handling in Bloomfield Township Michigan. BBB’s mail to this address was returned as “undeliverable as addressed – undeliverable”. Currently, BBB does not have a physical location for this business.

BBB has confirmed with the North Dakota Department of Financial Institutions that Lafayette Funding is not licensed in North Dakota as a debt settlement company. Additionally, BBB contacted building management at the Lafayette Funding Claims address in Bismarck, ND, and learned that Lafayette is not located at that address. BBB advises extreme caution when dealing with this entity.

In February 2018, BBB staff visited the Fargo ND addresses provided by MEC Distribution and found that all locations were vacant and building management explained that although rent was paid by MEC Distribution, the spaces of office were not used. MEC Distribution LLC has provided BBB with a mailing address for complaint handling in Bloomfield Township Michigan. BBB’s mail to this address was returned as “undeliverable as addressed – undeliverable”. Currently, BBB does not have a physical location for this business.

HaFinancing of the Knights BBB Reviews

You won’t find a BBB file on Financing of the Knights because the complaints haven’t started coming in yet. However, we have reviewed some complaints from its affiliate websites:

Cathy M. – 1 star review

They changed their name to Salvation Funding. After seeing this note, I understand why. I don’t know how they got my information, but they have to stop.

Terry W. – 1 star review

Beware of bait and change sender. The terms are “extremely different” from those advertised! It’s a waste of time.

My goal is to help others realize that it’s a waste of time! Pebblestone Financial’s advertisement is definitely misleading in my opinion. After my conversation with Fred, his response was, “we can certainly help you…I’ll call you tomorrow morning with the details…have a pen and paper ready to write down the numbers.” The sender includes in fine print… This review is not guaranteed if you do not meet the selected criteria.

It also further states: “This review is based on information in your credit file indicating that you meet certain criteria.” In my case, I’m not behind on payments, and neither will I be. I am current on all outstanding debts and my credit history demonstrates it. When Fred called the next morning… his terms were totally ridiculous and, in my opinion, “predatory loans”. When I asked Fred…are those the terms of Pebblestone’s offer, he said yes. I replied, I’m not interested in those terms and he hung up the phone immediately with no further conversation.

The reason I responded to Pebblestone Financial’s offer was to consolidate and simplify with one payment and take advantage of the low pre-approved average rate of 3.67%. While I currently pay between 10.9% and 12.9% to credit card companies…this offer was attractive. The sender stated in BIG BOLD PRINT: You have been pre-approved for a debt consolidation loan with a rate as low as 3.67%. The pre-approved loan amount was actually $11,500 more than my total debt consolidation.

In summary… it’s definitely a “Bait and Switch” scheme in my opinion. I checked BBB feedback before responding to this offer and have not seen any negative feedback. Now I see other very similar answers with the same “Bait and Switch” experience. Hope this helps others avoid wasting time finding out about these unethical practices of Pebblestone Financial.

The Rent-A-Tribe Program

In recent years, hiding behind the protection of a Native American tribe has been made popular by internet payday lenders. In July 2018 Charles Hallinan, “the payday loan godfather”, was sentenced to 14 years in prison for providing payday loans through the Mowachaht/Muchalaht First Nation in British Columbia. In January 2018, Scott Tucker was sentenced to more than 16 years in prison for running an illegal $3.5 billion payday loan business while operating under “sovereign immunity” from the Modoc tribe of the United States. Oklahoma and the Santee Sioux Tribe of Nebraska.

Why do we focus on Financing of the KnightsThe negative reviews?

We urge you to do your own research and due diligence on Financing of the Knightsespecially when it comes to your Personal finance. We urge you to be careful what you find on the Internet. Compare the good and the bad and make an informed decision. In our experience, where there is smoke…there is fire. But you make the call.

Knights Funding Review

Knights Funding Review – Cautionary Notice

Knights Funding entices you by sending you a direct mail with a “personalized reservation code” and a low interest rate of 3% to 4% to consolidate your high interest credit card debt. You will be directed to KnightsFunding.com or myKnightsFunding.com. More than likely, you will not qualify for one of their debt relief loans and they will try to switch you to a more expensive debt settlement product.

]]>
Affordable debt consolidation https://adventurebase100.org/affordable-debt-consolidation/ Wed, 16 Feb 2022 23:09:09 +0000 https://adventurebase100.org/affordable-debt-consolidation/ Credit card spending has increased in the United States due to financial constraints caused by COVID-19. Texas leads the pack behind California for states with the highest increase in credit card debt, according to a Sept. 21 study by WalletHub. And low mortgage interest rates haven’t translated into low credit card interest rates. Surprisingly, the […]]]>

Credit card spending has increased in the United States due to financial constraints caused by COVID-19. Texas leads the pack behind California for states with the highest increase in credit card debt, according to a Sept. 21 study by WalletHub. And low mortgage interest rates haven’t translated into low credit card interest rates. Surprisingly, the median interest rate on all credit cards in the Investopedia Card Database for October 2021 is 19.49%.

These high interest rates can create financial hardship for people who have significant credit card debt. High payments can make it impossible to cover rising living expenses. Debtors who have fallen behind face relentless collection calls and sometimes debt collection lawsuits. Fortunately, there are solutions to this crippling debt. Let’s look at the most common options.

Secured or unsecured debt consolidation loans:

Unsecured debt consolidation loans involve taking out a low interest loan to pay off higher interest credit card debt. Since these loans have no collateral that the lender can seize or repossess, they require high credit scores and excellent debt-to-income ratios to reduce their risk. Most secured debt consolidation loans use home equity as collateral. In Texas, your home must be maintained at less than 80% when using equity, so not all of the equity is available through a refinance or 2nd mortgage . However, if you have sufficient equity, the credit score requirements are lower than for an unsecured loan because your home is collateral.

Debt management plan with credit counseling:

A credit counseling program can offer some of the benefits of a debt consolidation loan, including the need to make one monthly payment and lower interest rates. There is no need to take out a new loan since the rates on your existing debts are reduced, so good credit scores are not required, but you must afford the monthly payments. However, this is considered a “hard” program, so if you want to take on more debt (and have the ability to pay for it), then this is not a program you should consider. Based on your current interest

rate, the monthly payment is likely to be lower than your combined minimum payments, and these programs are designed to pay off the debt in about five years or less.

Debt Negotiation for Debt Relief

Debt negotiation, also known as debt settlement, is another common way to resolve crippling credit card debt and personal loans. This is a hardship program, and similar to credit counseling, it is not an option if you plan to apply for more debt before completing the program. These programs are usually structured to last around 24 to 48 months, depending on your monthly budget and negotiated amounts. Monthly program payments can cost less than half of minimum payments. A reputable program will not charge trading fees until a debt is settled.

The savings are the result of not making monthly payments to your creditors. Instead, money is deposited in an FDIC-insured special purpose account while debts are negotiated and settled for less than the total balances, one at a time. The program is ideal for those who are about to fall behind or those who have already fallen behind, as failure to make minimum payments will negatively affect a credit score. However, it can be a great alternative to bankruptcy, and since the program can be completed much faster than most other options, you can also start rebuilding your credit score quickly. All debt negotiation programs are not created equal. Debt Redemption trading fees are often 20-40% lower than foreign firms. They also have special resources to help Texans who have been sued by a creditor or debt collector.

Chapter 7 or 13 Bankruptcy:

Bankruptcy may be the shortest and cheapest way to settle a debt if you can qualify for Chapter 7. Many people with large incomes or non-exempt assets have issues that prevent Chapter 7 filing and Chapter 13 might be the only form of bankruptcy available. In some cases Chapter 13 will be more expensive than a debt negotiation program, and in other cases it will be less expensive. If you are considering this option, consultation with a Texas bankruptcy attorney is necessary. Debt Buyback does not provide legal advice.

Get Free Debt Relief Consolidation

Affordable Debt Consolidation in San Antonio, Texas also has several offices in the Lone Star State to help Texans struggling with crippling debt. If you’re considering debt consolidation loans, credit counseling, or debt settlement, a Texas Debt Specialist can provide you with a free, no-obligation phone or office consultation. We can also refer to Texas bankruptcy attorneys when needed. Learn about your options for resolving your debt today so you can start living your debt-free life. Call 800-816-1003 or visit https://affordabledebtconsolidation.com

For more coastal life, visit our website or follow our Facebook and Instagram.

]]>
‘Miracle Minute’ unites rivals from multiple cities to support school shooting victims https://adventurebase100.org/miracle-minute-unites-rivals-from-multiple-cities-to-support-school-shooting-victims/ Wed, 16 Feb 2022 17:21:00 +0000 https://adventurebase100.org/miracle-minute-unites-rivals-from-multiple-cities-to-support-school-shooting-victims/ KINGSFORD, Mich. (WLUC) — On the court, Iron Mountain and Kingsford have one of UP’s fiercest high school rivalries. grieving students at Oxford High School in Lower Michigan. Separated by less than a mile after a short walk down Kimberly Avenue, students from Iron Mountain and Kingsford filled the gymnasium for a good cause. The […]]]>

KINGSFORD, Mich. (WLUC) — On the court, Iron Mountain and Kingsford have one of UP’s fiercest high school rivalries. grieving students at Oxford High School in Lower Michigan.

Separated by less than a mile after a short walk down Kimberly Avenue, students from Iron Mountain and Kingsford filled the gymnasium for a good cause.

The cause? Students at Oxford High School, where four classmates were killed in a school shooting in November.

“I’ve always been emotional and just want to help people who are going through something so serious,” said Maria Fornetti, Kingsford Junior.

Fornetti worked with Kingsford administration to organize the event. The Iron Mountain-Kingsford men’s basketball game was chosen to host the fundraiser.

“We have a connection to the Iron Mountain community. We are the same community,” said Dave Lindbeck, Principal of Kingsford High School.

The two schools worked together to create the “Miracle Minute”. Students rushed to get as many donations as possible in one minute.

“At a rivalry game we have our student section which has a theme they are for Iron Mountain, Kingsford has their theme where they want Kingsford to win. This is an opportunity for us to have a fundraising theme,” said William Traber, Principal of Iron Mountain High School.

The unifying theme was the United States. Within a minute, $1,455.79 was donated. Iron Mountain guard Matthew Colavecchi’s mother won the $238 50-50 raffle buyout, and she gave Oxford her all. All this money will support grieving students.

“We are going to two different regions. One will be a foundation for victims, and another will be therapy dogs,” Lindbeck said.

Twelve students from Oxford High School zoomed in to watch the events.

“Even the small communities in Michigan’s Upper Peninsula think and do things for themselves. I really hope they like it,” said Ben Trevillian, Kingsford Basketball junior forward and student council member.

Trevillian says this rivalry game was different and the two teams walked off the field hugging each other.

Copyright 2022 WLUC. All rights reserved.

]]>
City Council Public Safety and Criminal Justice Committee Hearing on Cases Nos. 0159, 0161, 0162, 0163, 0164, 0166 https://adventurebase100.org/city-council-public-safety-and-criminal-justice-committee-hearing-on-cases-nos-0159-0161-0162-0163-0164-0166/ Wed, 09 Feb 2022 16:53:41 +0000 https://adventurebase100.org/city-council-public-safety-and-criminal-justice-committee-hearing-on-cases-nos-0159-0161-0162-0163-0164-0166/ Message and Order Authorizing the City of Boston to accept and expend the amount of One Hundred and Twenty Five Thousand Dollars ($125,000.00) as a grant for the FY21 Violence Against Women Act Stop Federal Grant, awarded by the United States Department of Justice, passed through the MA Public Safety Executive Office, which will be […]]]>

Message and Order Authorizing the City of Boston to accept and expend the amount of One Hundred and Twenty Five Thousand Dollars ($125,000.00) as a grant for the FY21 Violence Against Women Act Stop Federal Grant, awarded by the United States Department of Justice, passed through the MA Public Safety Executive Office, which will be administered by the Police Department. The grant will fund a civilian violence advocate who provides services to victims in Jamaica Plain, East Boston, Charlestown and overtime for all domestic violence advocates.

These files were sponsored by Mayor Wu and were referred to the committee on January 26 2022.

NOTE: The Boston City Council may have a participating quorum due to standing city council committees consisting of both voting and non-voting members. However, members participating in this duly posted meeting shall only participate and deliberate within the framework of the business of the permanent committee.

Presence

Pursuant to Chapter 20 of the Acts 2021 amending certain requirements of the Open Meetings Act and exempting public bodies from certain requirements, including the requirement that public bodies hold their meetings in a public place that is open and physically accessible to the public, The City Council will hold this hearing virtually. This allows the City Council to fulfill its responsibilities while respecting public health arrangements and ensuring public access to its deliberations by adequate alternative means. The public can watch this meeting live on Xfinity 8/RCN 82/Verizon 964 and via live stream on boston.gov/city-council-tv. It will also be rebroadcast at a later date.

Public testimony

Written comments can be sent to the committee or emailed to staff (below) and will be kept on file and made available to all councillors. Members of the public wishing to testify virtually via videoconference should email the staff contact for a link and instructions for doing so.

Mail address: Roles, Town Hall, Town Hall, 5and Floor, Boston MA 02201

Fax number: 617-635-4203 Attn: Cora Montrond, Files #0159, 0161, 0162, 0163, 0164, 0166

Committee email: ccc.ps@boston.gov Staff email: cora.montrond@boston.gov

Staff phone: 617-635-3040

]]>
Boston City Council’s COVID-19 Recovery Hearing Committee on Case #0160 https://adventurebase100.org/boston-city-councils-covid-19-recovery-hearing-committee-on-case-0160/ Fri, 28 Jan 2022 15:13:31 +0000 https://adventurebase100.org/boston-city-councils-covid-19-recovery-hearing-committee-on-case-0160/ Message and Order authorizing the City of Boston to accept and expend the amount of Five Million Dollars ($5,000,000.00) in the form of a grant, granted by the United States Department of the Treasury, to be administered by the city’s financial manager/collector. Treasurer, of the Coronavirus State and Local Fiscal Recovery Fund of the United […]]]>

Message and Order authorizing the City of Boston to accept and expend the amount of Five Million Dollars ($5,000,000.00) in the form of a grant, granted by the United States Department of the Treasury, to be administered by the city’s financial manager/collector. Treasurer, of the Coronavirus State and Local Fiscal Recovery Fund of the United States Treasury established by Section 9901 of the American Rescue Plan Act of 2021.

This matter was sponsored by the Administration and was referred to the Committee on January 26, 2022.

NOTICE: The Boston City Council may have an attendance quorum due to standing committees of the City Council consisting of both voting and non-voting members. However, members who attend this duly posted meeting only participate and deliberate on the business of the standing committee.

Presence

Pursuant to Chapter 20 of the Acts 2021, amending certain requirements of the Open Meetings Act and exempting public bodies from certain requirements, including the requirement for public bodies to hold their meetings in a public place that is open and physically accessible to the public , City Council will hold this hearing virtually. This allows the City Council to carry out its responsibilities while respecting public health recommendations and guaranteeing public access to its deliberations by adequate alternative means. The public can watch this hearing live on boston.gov/city-council-tv and via streaming on Xfinity 8/RCN 82/Fios 964.

Public testimony

Written evidence can be sent to the committee or emailed to staff (below) and will be incorporated into the file and made available to all councillors. Members of the public wishing to testify virtually via videoconference should email the staff contact for a link and instructions for doing so.

Contact staff: Michelle A. Goldberg

Committee email: ccc.c19@boston.gov

Staff email: michelle.a.goldberg@boston.gov Staff phone: 617-635-4645

Streamed on Xfinity 8/RCN 82/Fios 964 and streamed on: boston.gov/city-council-tv

]]>
Cincinnati now has a board committee focused on climate change https://adventurebase100.org/cincinnati-now-has-a-board-committee-focused-on-climate-change/ Wed, 19 Jan 2022 21:59:00 +0000 https://adventurebase100.org/cincinnati-now-has-a-board-committee-focused-on-climate-change/ The Cincinnati Council’s first ever committee on climate change met for the first time on Wednesday afternoon. Meeka Owens is chair of the climate, environment and infrastructure committee. She says there are dozens of opportunities to fight climate change at the local level. “Creating more walkable and connected neighborhoods, developing multimodal transport, adding more green […]]]>

The Cincinnati Council’s first ever committee on climate change met for the first time on Wednesday afternoon.

Meeka Owens is chair of the climate, environment and infrastructure committee. She says there are dozens of opportunities to fight climate change at the local level.

“Creating more walkable and connected neighborhoods, developing multimodal transport, adding more green spaces in our neighborhoods, preparing for an emerging market for electric vehicles, improving pedestrian safety, installing solar panels, increasing bicycle lanes, improve water and air quality and capitalize on transit-oriented development,” said Owens.

Vice President Mark Jeffreys says climate change is not just a “global problem”.

“We have a role on climate change at the city level, at the municipal level,” Jeffreys said. “You think about [the fact that] 31% of emissions are linked to transport; we can do a lot of things.”

The committee’s first action was to approve a motion by Jeffreys and Owens asking the administration to suspend work on a planned Central Parkway bike path expansion.

Officials are updating the city’s bike plan this year, last updated in 2010. And work will begin on another version of Cincinnati’s green plan, which is scheduled to be updated every five years. It’s slated for an update in 2023, but the convoluted process means staff want to get a big head start.

“We are in the process of aligning with city leaders and with community stakeholders on what this relaunch looks like,” said Michael Forrester, director of the Office of Environment and Sustainability. “We hope to have another plan and more information in the coming months.”

Last year was the fourth hottest year on record for the United States, according to the National Oceanic and Atmospheric Administration.

The Climate, Environment and Infrastructure Committee will meet every other Tuesday at 11 a.m.

]]>